My husband and I recently refinanced our house with First American and the entire experience with Daniel Khoury was completely painless and flawless.  We initially shopped around with other lenders before Daniel was recommended to us and I can honestly say that none of the lenders even came close to the options that Daniel presented to us.  Daniel is honest and straight to the point and made himself available anytime we had questions.  My husband and I would definitely use Daniel again and recommend him to anyone shopping for a loan.